MODULE 3: PROTOCOLS & ESTIMATES

Building the Estimate

8 Steps to a Complete, Defensible Estimate

The 8-Step Process

1
Read & Analyze Protocol
2
Measure Everything
3
Structure in Sections
4
Build from Protocol
5
Calculate Equipment Days
6
Review vs Protocol
7
Check Red Flags
8
Prepare Final Package
Follow this process every time. Complete, organized estimates get approved.
STEP 1

Read and Analyze the Protocol

Before you open Xactimate, read the entire protocol.

STEP 1

The Result

By the time you finish reading, you should have:

A list of every action required

A list of every area affected

Each action verb becomes line items. Each area becomes quantities.

STEP 2

Measure Everything

Don't estimate. Don't guess. Measure.

Document measurements. Sketch areas. Take photos with tape measures.
STEP 3

Structure in Logical Sections

1. Containment
Barriers, decon, poly
2. Air Quality
NAMs, scrubbers, ducting
3. Removal
Demo by material
4. Cleaning
HEPA, antimicrobial
5. PPE
Suits, respirators
6. Disposal
Bags, haul off
7. Testing
IEP coordination

Logical sections make estimates easy to review and approve.

STEP 4

Build Each Section from Protocol

Containment

Poly sheeting (3D SF)
Setup labor
Decon chamber if specified
Framing, tape, sealing
Negative air setup + ducting

Air Quality

NAM setup + daily rental
Air scrubbers (CFM formula)
Ducting by LF
Filter changes if extended

STEP 4

Build Each Section from Protocol

Removal

Drywall by SF
Insulation by SF
Baseboard by LF
Each material type separate

Cleaning

HEPA vacuum (floor + walls + ceiling)
Standard vs detailed
Damp wiping if specified
Antimicrobial by SF

STEP 4

Build Each Section from Protocol

PPE

Tyvek suits (workers × days)
Respirators
Cartridges (changed regularly)
Gloves, boot covers

Disposal

Bags based on debris volume
Bagging labor
Haul off per load
Facility fees

Every section ties back to the protocol.
If it's in the protocol, it's in your estimate.
STEP 5

Calculate Realistic Equipment Days

Don't pad equipment days - that's a red flag.
Don't shortchange them - you'll lose money.

Be realistic. Look at similar past jobs.
STEP 5

Setup vs Daily

Setup Charges

One time per unit
Bringing equipment on site
Positioning and starting

Daily Rentals

Per day per unit
Day 1 setup, final day clearance
Count every day in between

Setup is separate from daily. Don't combine them.

STEP 6

Review Against Protocol

Go back to the protocol. Line by line.

Also check the reverse: Is anything in your estimate not in the protocol?
STEP 7

Review Against Red Flags

Catch these issues yourself before an adjuster catches them.
STEP 8

Prepare Final Package

Estimate

Complete Xactimate with all sections

Protocol

The IEP document - your authority

Measurements

Sketch or diagram showing your math

Photos

Conditions before work begins

This becomes part of the complete submission package we'll cover next lesson.

Recap: The 8 Steps

1
Read protocol, highlight actions
2
Measure everything accurately
3
Structure in 7 logical sections
4
Build from protocol requirements
5
Calculate realistic equipment days
6
Review against protocol
7
Review against red flags
8
Prepare final package

This systematic approach produces complete estimates that withstand scrutiny.

Coming Up Next

Submission & Clearance

Assembling the complete documentation package and following up for payment.

ACTION ITEM

Your Next Step

On your next mold job, follow this 8-step process.

Compare it to your current approach.

Note any items you would have missed.

See you in the next lesson.