MODULE 2: XACTIMATE FOR MOLD

HMR Category Basics

Lesson 2.1 - The Billing Blueprint: Mold Edition

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The Billing Blueprint

Using the Wrong Category?

If you've been billing mold work using water mitigation line items,
you've been leaving money on the table.

Probably a lot of money.

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The Billing Blueprint

Two Different Categories

WTR

Water Restoration

• Water extraction
• Structural drying
• Dehumidification
• Preventing mold

HMR

Hazardous Materials Remediation

• Containment construction
• HEPA filtration
• Full-body PPE
• Remediating mold

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The Billing Blueprint

Why Does HMR Exist?

Mold remediation is fundamentally different from water restoration
Requires specialized containment
Requires specialized equipment
Requires specialized protective gear
Requires specialized disposal

HMR pricing accounts for the additional complexity of hazardous materials work.

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The Billing Blueprint

The Cost of Using WTR for Mold

Using WTR for mold means you're billing at
water damage prices
for hazardous materials work.

You're doing harder work for less money.

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The Billing Blueprint

WTR - Water Restoration

For water damage mitigation - drying, not mold removal

Water extraction per square foot
Dehumidifier rental per day
Air mover rental per day
Moisture monitoring
Antimicrobial treatment to prevent mold growth

                WTR antimicrobial = preventing mold

                HMR antimicrobial = treating surfaces that had mold

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The Billing Blueprint

HMR - Hazardous Materials Remediation

For mold work - containment, removal, decontamination

Containment barriers
Negative air machines
Air scrubbers
HEPA vacuuming
Tyvek suits, respirators
Hazardous waste disposal

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The Billing Blueprint

When to Use Each Category

Use WTR When:

• Water extraction
• Structural drying
• Moisture monitoring
• Emergency work before mold

Use HMR When:

• Mold remediation
• Containment for mold
• HEPA vacuuming mold areas
• Air scrubbing for mold
• PPE for mold work

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The Billing Blueprint

Water Job Turns Into Mold Job?

            Your estimate now has two sections:

            WTR for the water mitigation work

            HMR for the mold remediation work

            Both categories on the same estimate, each for the appropriate scope.

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The Billing Blueprint

Common Mistakes

Using WTR for mold work - undercharging significantly
Using HMR for simple water - red flag for adjusters
Not switching when mold is found - mold at water prices
Mixing categories randomly - confuses adjusters

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The Billing Blueprint

Key Takeaways

HMR = Mold billing category (Hazardous Materials)
WTR = Water mitigation category
Different pricing, different line items
Use HMR for ALL mold remediation work
Combined jobs can have both categories

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The Billing Blueprint

MODULE 2: XACTIMATE FOR MOLD

End of Lesson 2.1

HMR Category Basics

Action Item: Open Xactimate and browse the HMR category. Get familiar with it.

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The Billing Blueprint